Life Cycle 75

Government Extends Life Cycle Investment Options for Central Employees

Official Press

24 Oct 2025

The Government of India has approved the extension of Life Cycle 75 (LC75) and Balanced Life Cycle (BLC) investment options for Central Government Employees under the National Pension System (NPS) and Unified Pension Scheme (UPS). This decision aims to provide employees with more flexible retirement planning options, allowing them to manage their retirement corpus according to individual preferences. The new options include various equity allocations that taper with age, ensuring protection against market fluctuations as retirement approaches.

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