Financial Literacy

NABARD and RBI Enhance Rural Financial Literacy and Microfinance Regulations

Official Press

05 Aug 2025

The National Bank for Agriculture and Rural Development (NABARD) and the Reserve Bank of India (RBI) have launched initiatives to promote financial literacy among rural populations, establishing 2,421 Financial Literacy Centres (FLCs) nationwide. The definition of microfinance loans has been simplified, easing restrictions on loan amounts and terms. Additionally, measures have been implemented to protect borrowers from over-indebtedness, including capping loan repayments at 50% of monthly income and regulating interest rates. Sa-Dhan and MFIN have been established to strengthen compliance and limit borrower indebtedness in the microfinance sector.

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Recent Diplomatic Updates from India's Ministry of External Affairs

Key Diplomatic Updates from the Ministry of External Affairs

India-Sri Lanka HTA Workshop Commences for Health Technology Assessment

VOC Port Hosts Key Event on AI Advances in Maritime Operations