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The PM SVANidhi scheme, overseen by the Ministry of Housing & Urban Affairs, supports urban street vendors with incremental working capital loans, which they can access in tranches contingent upon repayment success. As of January 2026, over 105 lakh loans have been distributed in three phases. Restructured in August 2025,
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On the eve of the 77th Republic Day, Shri Tokhan Sahu, Minister of State for Housing and Urban Affairs, interacted with PM SVANidhi beneficiaries and construction workers. Highlighting the government’s people-centric policies, the event underscored the transformative impact of initiatives like the PM SVANidhi scheme, aimed at empowering street
PM SVANidhi Scheme
Union Minister of Housing and Urban Affairs, Shri Manohar Lal, chaired a review meeting on the PM SVANidhi Scheme with representatives from 33 States and Union Territories, banks, and officials from the Ministry of Housing and Urban Affairs. The meeting focused on assessing progress, addressing challenges, and enhancing support for